The Architecture of the Bank of 2030
October 2024
The retail banking landscape is undergoing a tectonic shift. Open Banking is evolving into Open Finance, embedded finance is blurring industry lines, and customers are demanding hyper-personalised experiences.
Technology companies are increasingly becoming competitors. At the same time, regulatory scrutiny is intensifying regarding data privacy, security, and responsible artificial intelligence. Banks also face the internal challenges of legacy systems, data silos, and the consequences of past underfunding of technology.
In this white paper, Technology Director Oliver Cronk and Technical Principal Joel Smith provide pragmatic insights on how to modernise your bank's technology to capitalise on the opportunities and mitigate the inherent risks, while managing the challenges of operating.
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